:root{--bg:#000D2D;--ink:#EAFFF8;--muted:#BCD3D6;--brand:#21D9E3;--brand2:#FFBF41;--brand-d:#0AC9DC;--card:#0a1c48;--line:#1f3466;--navy:#000D2D;--r:16px}
*{box-sizing:border-box}html{scroll-behavior:smooth}
body{margin:0;font:17px/1.6 system-ui,-apple-system,"Segoe UI",Roboto,sans-serif;color:var(--ink);background:var(--bg)}
.wrap{max-width:1080px;margin:0 auto;padding:0 24px}
h1,h2{line-height:1.15;letter-spacing:-.02em}h2{font-size:1.8rem;margin:0 0 .6em}
.banner{position:sticky;top:0;z-index:10;background:var(--ink);color:var(--navy);border-bottom:3px solid var(--brand);text-align:center;font-size:.85rem;padding:8px 16px}
.nav{display:flex;justify-content:space-between;align-items:center;padding-top:20px;padding-bottom:20px;gap:16px}
.wordmark{display:inline-flex;align-items:center;font-weight:800;font-size:1.5rem;letter-spacing:-.03em;color:var(--ink);text-decoration:none}.wordmark img{border-radius:9px;display:block;margin-right:10px}.wordmark span{color:var(--brand)}
.nav nav{display:flex;gap:20px;align-items:center}.nav nav a{color:var(--muted);text-decoration:none;font-size:.95rem}
.btn{display:inline-block;background:var(--brand2);color:var(--navy)!important;border:0;border-radius:999px;padding:14px 26px;font-weight:600;font-size:1rem;text-decoration:none;cursor:pointer;transition:transform .15s,background .15s}
.btn:hover{background:var(--brand);transform:translateY(-1px)}.btn-sm{padding:8px 16px;font-size:.9rem}
.btn-ghost{background:transparent;color:var(--ink)!important;box-shadow:inset 0 0 0 2px var(--ink)}.btn-ghost:hover{background:var(--ink);color:var(--navy)!important}
.hero{padding-top:64px;padding-bottom:72px;text-align:center}
.hero h1{font-size:clamp(2.2rem,5.5vw,3.8rem);max-width:820px;margin:0 auto .4em}
.lead{font-size:1.2rem;color:var(--muted);max-width:680px;margin:0 auto 2em}
.ctas{display:flex;gap:14px;justify-content:center;flex-wrap:wrap}
.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:20px;padding-bottom:72px}
.card{background:var(--card);border:1px solid var(--line);border-radius:var(--r);padding:28px}
.card h2{font-size:1.35rem}.card p{color:var(--muted)}
.link{color:var(--brand);font-weight:600;text-decoration:none}
.how,.story,.faq,.formwrap{padding-bottom:72px}
.steps{list-style:none;padding:0;margin:0;display:grid;grid-template-columns:repeat(3,1fr);gap:20px;counter-reset:s}
.steps li{counter-increment:s;padding:24px;border-top:3px solid var(--brand2);background:var(--card);border-radius:0 0 var(--r) var(--r)}
.steps li::before{content:counter(s);display:block;font-size:2rem;font-weight:800;color:var(--brand2)}
.story p{max-width:760px;color:var(--muted)}
.form{background:var(--card);border:1px solid var(--line);border-radius:var(--r);padding:32px;display:grid;gap:18px;max-width:640px}
.form label{display:grid;gap:6px;font-weight:600;font-size:.95rem}
input[type=text],input:not([type]),input[type=email]{font:inherit;padding:12px 14px;border:1px solid #3a5288;border-radius:10px;background:#f5f8fc;color:var(--navy);width:100%}
input:focus{outline:2px solid var(--brand);outline-offset:1px}
fieldset{border:0;padding:0;margin:0;display:grid;gap:8px}legend{font-weight:600;font-size:.95rem;margin-bottom:6px}
.form .radio,.form .check{display:flex;gap:10px;align-items:center;font-weight:400}
.req{color:var(--brand2)}.opt{color:var(--muted);font-weight:400}
.fine{font-size:.85rem;color:var(--muted);margin:0;font-style:italic}
.status{margin:0;padding:10px 14px;border-radius:10px;background:#fff4e5;color:#7a4b00;font-size:.9rem}
.news{display:grid;grid-template-columns:1fr 1fr;gap:32px;align-items:center;background:#0e2a5e;color:#fff;border:1px solid var(--line);border-radius:var(--r);padding:40px;margin-bottom:72px}
.news p{color:#c9cfdb}.newsform{display:flex;flex-wrap:wrap;gap:10px}.newsform input{flex:1;min-width:200px}.newsform .status{flex-basis:100%}
.faq details{border-bottom:1px solid var(--line);padding:16px 0}.faq summary{cursor:pointer;font-weight:600}.faq p{color:var(--muted);margin:.6em 0 0}
.footer{border-top:1px solid var(--line);padding:32px 0;font-size:.9rem;color:var(--muted)}.footer a{color:var(--muted)}
.disclaimer{max-width:820px}.ph{background:#fff4e5;color:#6b4100;padding:0 4px;border-radius:4px}
@media (max-width:800px){.cards,.steps{grid-template-columns:1fr}.news{grid-template-columns:1fr;padding:28px;margin-left:16px;margin-right:16px}.nav nav a:not(.btn){display:none}.hero{padding-top:40px}}
a{color:var(--brand)}input[type=radio],input[type=checkbox]{accent-color:var(--brand)}
a:hover{color:var(--brand-d)}